The phrase of the French language. In the world, the English term "surveyor" has a wider distribution (which can be translated as an inspector, browser). The Institute of Emergency Commissioners received widespread in our country after the introduction of OSAGO in 2003. In the domestic legislation, there is no decoding of this term, but there is a mention of him in the NK of the Russian Federation (Article 264, paragraph 9). Emergency Commissioners are listed in it, as specialists (along with lawyers surveyors, etc.) associated with the settlement of issues arising in connection with the refund of the damage to the CCAMAG. This activity is not licensed.
Thus, a physical or legal person, which provides a participant in an accident service for assessing damage, paperwork during accidents and other assistance, is an emergency or road commissioner.
The law does not limit this scope. Therefore, Avarkom can be as a representative of a legal entity (insurance or law firm) and an individual entrepreneur acting completely independently. At the same time, since its field of activity is at the junction of 3 industries, it should be good to understand (have experience) in:
- jurisprudence (have an appropriate education and experience of practical activity);
- road traffic (former traffic police officers - often choose the work of the emergency commissioner);
- insurance (employee of the insurance company).
Only a person, equally well who owns all these directions, will be able to carry out this service at a high level. Therefore, before becoming an emergency commissioner, it is necessary to develop the relevant experience.
It is on this (experience of previous activities) pay special attention when concluding an agreement on relevant maintenance.
The main task of Avarkov is a competent compilation of an emergency certificate. The document, on the basis of which, in consequence, will be made to make a decision on insurance payments on the CASCO and OSAGO. From how much it is correctly filled (and in whose benefits), the size of the insurance payment will depend.
To solve this task, the emergency commissioner upon arrival at the place of an accident, performs the following actions:
- Inspection of the accident site (in parallel with the traffic police officers, or instead of them, if the accident without affected and the amount of damage is small). If necessary, causes medical care and tow truck.
- Performs a fixation of the picture of the incident photo and video by means. For the purpose of their possible presentation in the traffic police and the court as materials of the case.
- Resets possible eyewitnesses and records their contact details.
- Collects all available information about participants in the accident (drivers and their contacts, registration data of a / m, the presence and validity of insurance, etc.).
- Helps the driver competently fill the explanatory (for the traffic police).
- Determines the degree of damage to cars participating in a collision. Determines the approximate amount of damage.
- Provides psychological assistance to the client, helps him withstand the pressure of the opposite side.
- Determines whether the incident is an insured event. That is, whether the driver can count on receiving compensation from the insurer.
Thus, it helps the driver, an accident participant, to fulfill his duties in accordance with traffic rules (p. 2.6). He advises him on legal issues and has moral and psychological support.
A man traveling on call to the scene may be:
- employee of the company in which the client's car is insured;
- a specialist law firm that deals with such services;
- individual entrepreneur.
Depending on this, there are different options, since the customer (and according to the payer) may be either an insurance company or a driver. If the car is insured by Casco, it is worth studying the contract carefully. Perhaps his (commissioner) services are already included in the price of the policy. Then it is necessary to call the insurance company, to report an incident, call Avarkov and follow his instructions.
Call the insurer (with CASCO) is required. In order to avoid subsequent problems with the execution of payments.
In the case of the CTP policy, the commissioner's departure is carried out on a fee basis.
There are still emergency commissioners services, which is something - commercial organizations (not insurance, but associated with auto-business) providing services for the design of an accident and respect for the interests of the car owner when communicating with the traffic police bodies.
The service agreement can be concluded in advance (by purchasing a subscription), or to carry out one-time payments. A company or a private owner providing similar services is easy to find on the Internet. Usually, the Commissioner (if it comes to network companies that have their employees in all areas) takes up for half an hour. Naturally, it all depends on the road situation.
In 2020, a sufficiently volumetric process and takes quite a long time. And the standard for the term, during which the traffic police should arrive at the place of accident without affected, is generally absent. So the emergency commissioner always comes earlier and has the opportunity to calm and prepare the driver for registration.
To begin with, you need to enable alarm alarm and designate the scene of the accident by the emergency stop sign. It is placed at a distance of 15 meters from the emergency car in the village and 30 on the track. If you are outside the city, in the evening you should be a reflective vest.
The procedure for subsequent actions is:
- inspection of the place for damage to cars and cargo, as well as the health status of drivers and passengers, photo-video fixation;
- definition of damage (preliminary);
- discussion with another member of the accident, who is to blame.
In cases where the cause of the accident and the question of guilt does not cause the parties to the disputes (and, the main thing that is not the victims), perhaps a love decision of the issue. At the same time, there is no need to wait for the arrival of the traffic police officers. You can easily reach the nearest traffic police post. Or, if the damage is less than 50,000 rubles to issue an accident on "Europrotokol".
To make an incident in the usual way:
- dTP scheme (all Avarocoma can do it well), signed by all participants in the incident;
- photo crash site and car damage;
- explanatory to the local head of the traffic police (with the statement of facts);
With these documents, the incident participants are sent to the post, to register an event. The affected side receives a set of documents (resolution, protocol and certificate of accidents) for submitting to the insurance company to obtain reimbursement on CTP.
- The easiest way to arrange an accident that does not require contacting the power bodies. An experienced commissioner spends on the design of the required package of documents no more than 20 minutes
Mandatory conditions under which this type of accident design is possible are:
- no harm to health;
- only two participants (a car with a trailer is considered one vehicle);
- both have an active insurance policy;
- disagreements about the reasons for an accident are absent;
- maximum damage 100,000 rubles (until June 1, 2018 - 50,000 rubles).
For residents of Moscow and St. Petersburg (due to the abundance of expensive foreign cars in their abundance), the maximum damage is equal to the payment limit on the OSAGO (400 thousand at the moment). But! Only subject to the presence of a video photo capture of the accident circumstances, as well as navigation devices using GLONASS, GPS and other satellite systems.
For the crash, it will be necessary to fill out the notification form (which is usually attached to the OSAGO policy). Notification fill both driver (each column) and are assured by two signatures.
Filled europrotokol, together with a reimbursement statement, it is necessary to transfer to the office of the insurance company within 5 days.
What should the driver pay attention to?
It is necessary to understand that the documents are incorrectly filled, but the documents signed at the site will be very difficult in the future (but rather it is impossible) to fix. And from this may depend the guilt in the accident and receiving or non-receipt of payment for insurance. Therefore, it is necessary to carefully monitor the actions of the Commissioner. Carefully check the correctness of the instructions in the documents of various data. Do not shove to ask questions. Remember that if the Avark is granted to you by the Insurer and is its employee, then he, in principle, may be interested in the decline of damage (as a result - reduction of payments).
In case of disagreement with something, immediately declare it, without postponing for later.
The emergency certificate is compiled by the Commissioner on the results of the work done and contains the following information:
- detailed circuit of the incident;
- photos and video materials;
- information about the Parties to the accidents;
- your comments.
The certificate is signed by the affected party. The document is of great importance when solving an insurance company about determining the amount of payment.
Whose interests represent the Commissioner?
Commissioner represents the interests of the customer. The customer is the one who pays for the services of the emergency commissioner. If this specialist is an employee of an insurance company (receives a salary there), then, naturally, it represents the interests of the employer in the framework of the current legislation.
If the customer is the driver, then the driver's interests are presented. That is why there is a great demand for the services of independent emergency commissioners. There are several major network companies providing independent emergency commissioners in most regions of the Russian Federation. This topic began to develop this theme immediately after the administration of the OSAGO policy. These organizations tend to offer subscription service, but payment of one-time appeals is possible.
The cost of Avarko services
The cost of the services of the emergency commissioner strongly depends on the region of its activities. In the capitals, it varies within 2 - 3 thousand for a one-time call. These are small money compared to the size of the insurance payment, which you can lose if it is incorrectly issued. Not to mention nervous health. And if you cooperate? Agree to the emergency commissioner with a price of only 1000 (one thousand) rubles - this is a super-profitable offer.
Sometimes participants in the accident jointly decide to call the emergency commissioner and share its services. The law does not reborn. The obligation of the commissioner in such a situation is simply everything competently and maximally reflect in the documents. And also advise the participants of the incident on the procedure for their further action.
So, we will list once again the advantages of calling the emergency commissioner who make this service in demand:
- quick arrival at the crash site (much faster traffic police officers);
- psychological help;
- careful examination of the accident site by the eyes of a specialist (even before the traffic police), photographing, witness survey and drafting an accident circuit;
- a detailed description of all damage (in contrast to inspectors that make only an enlarged review);
- will help to resist the pressure of fraudsters, if suddenly the accident will be inspired;
- in the future (if such a need arises) this person will be able to qualify for your interests in court.
It is these advantages that allow the services of various emergency commissioners services to develop dynamically, making the life of motorists is calmer and more confident.
Today there is an active development of the emergency commissioners. However, most motorists do not face their work. Citizens do not understand what the specialists of this industry are engaged. The need for calling them occurs only with an accident. Emergency Commissioner - This is a person who allows you to simplify the execution of the accident. It takes over all the procedures, protecting the material and moral interests of the driver.
However, motorists were divided into two camps. Some consider representatives of the profession with the necessary assistants, while others belong to their services with caution. The fact that experts are engaged at the scene, where they work, as well as the benefits of using their services, let's talk further.
The role of the road commissioner can be a physical or legal person. It provides services to insurance companies or drivers. The emergency commissioner is aimed at protecting the material and moral interests of the client at an accident. If a citizen has become a member of the accident, he must correctly implement the procedure for execution from a legal point of view. Not everyone is picked up in matters relating to actions at the accident. At the time of the collision, a person is experiencing the strongest stress. He leads to the inability to apply theoretical knowledge in practice. Errors made in design can lead to the fact that the face is recognized by the culprit of the collision. A citizen is responsible for violation of traffic rules and will not be able to pay for the repair of the car.
Avarko is an expert in matters of competent accident. The person acts on the basis of the norms of legislation and complies with the conditions that are required for the subsequent receipt of the insurance payment. The specialist can assess the situation and quietly keep a dialogue with the traffic police representatives. Additionally, it can carry out a survey of witnesses and other participants in the incident. The client is psychological support.
The emergency commissioner provides real assistance with an accident, prepares documents and competently designs them. As a result, get paid from the insurance company is much easier. Additionally, the specialist participates in the recovery of payment for moral damage from the culprit of the incident.
Work Avarkovov
Today there are several categories of persons providing similar services. Thus, the emergency commissioner may be a private citizen who operates in an insurance company. The organization includes a specialist services in the Casco Policy. The law prohibits offering OSAGO drivers, the list of possibilities of which includes the challenge of the emergency commissioner. Such actions are treated as variation of customers. The service can be purchased as an additional option. Often, this opportunity is provided to students who decided to insure in the company expensive vehicle. In some cases, the presence of the possibility of a call of the Avarkov depends on the cost of the CASCO policy. The wider the list of additional features, the higher the price. A citizen can independently choose a list of available features.
Within the framework of the CASCO:
- departure of Avarkom to the place of the accident;
- visiting the scene + the collection of the necessary references;
- personal support of an accident, which includes the solution of all legal issues and preparation of a package of documents for obtaining insurance compensation;
Using the maximum package of services, the driver has the right to cause Avarkov an unlimited number of times. The role of the emergency commissioner can be a legal entity. These are usually specialized firms belonging to private owners. They interact with insurance companies and car enthusiasts. Organizations offer citizens of an independent emergency commissioner for a certain fee. Services of services can be different. Permissible one-time invitation to a specialist or purchase an annual package of services with an unlimited number of calls. There are a variety of programs. Thus, the emergency commissioner can provide technical assistance or take a car for storage after an accident, moving it to a special parking lot.
The cost of services of such a specialist is higher than the appeal for help from the staffing commissioner of the insurance company. However, in the latter case, the representative of the profession may first of all defend the interests of the employer, and only then the client.
There are cases when the emergency commissioner specifically admitted inaccuracies and mistakes so that the insurer has the right to not pay the client. To call a specialist, you will need to contact him by phone. The number is scheduled for a business card or is present on the company's website. It is better to get the commissioner's contact details in advance. If the face wants to call a specialist who is associated with the insurance company, you need to contact her. A call-center representative will announce the actions that need to be taken in the future.
What makes Avark at the site of the accident
Why do I need representatives of the profession? Having received the call of a citizen, the Commissariat will send his specialist. He must immediately go to the scene of an accident. Usually it turns out to be the faster of traffic police officers.
Arrivals, the emergency commissioner performs the following actions:
- First of all assists the victims. If required, causes an ambulance. Then the traffic police inspectors are called.
- The client is psychological support. The emergency commissioner then protects the collision location. For this, reflective cones are exhibited. This is required in order to keep tracks of the incident. Other traffic participants can safely drive around the colliding cars.
- Avarka is looking for witnesses. If they are found, they are tested. Advanced personal and contact details. Then a survey of each participant in the incident. Drivers are obliged to name the reasons that, in their opinion, led to the incident.
- An inspection of affected cars is made. Avarka records all damage. An accident site is photographing. Additionally removed video.
- Information is collected about the incident participants. Insurance policy, STS, technical passport of the car, the driver's license is photographed. Avarko provides a customer with advice on filling out documents that will issue traffic police officers. The emergency commissioner takes part in the preparation of the protocol and the scheme of an accident. He acts as a representative of the incident. If you want to write an explanation for the traffic police, the driver is also provided with a consultation.
- An approximate assessment of emission damage is made. Then the Avark comes independently or assists in making information about the notice of the accidents to be provided to the insurance company. Additionally, the driver provides a consultation on the sequence of actions that need to be carried out to pass the required documents for receiving the payment. In a number of situations, a specialist can assemble papers independently and transfer them to the insurer.
- The work of the work is drawn up. It is drawn up in the form of an emergency certificate. Then the tow truck is made if the vehicle is not able to get to the parking place. Avarko accompanies it to the end point of the route. For the client can be caused by a taxi.
The independent commissar allows you to quickly and qualitatively issue an accident and get compensation if there was previously insurance. The car owner will be able to save during and nerves. Specialist services are indispensable if a woman with a child or an inexperienced driver turned out to be in the accident. The need to reassure a minor distracts the mother from the incident procedure. As a result, you can miss important details.
Outcome
Finding out who emergency commissioners should be familiar with the results of the work of a specialist. They are issued as a certificate.
The document must attend the following information:
- dTP scheme;
- specialist comments;
- photographs;
- maximum full information about all participants in the incident.
The certificate must be delivered to the insurance company with the package of documents. In the process of analyzing papers, special attention will be paid to the second point of the document. Comments of the emergency commissioner with pictures and scheme will be compared with the documents, which made the traffic police inspector and representatives of medical institutions if they were caused. The report can be used in court as an evidence base.
Advantages of using Avarkov's services
The use of a specialist services entails a number of advantages for a motorist. Emergency Commissioner will be at the scene of the traffic police before representatives of the traffic police. A citizen will be rendered moral support. Before the arrival of police, Avarka will have time to prepare. It will make the right video and photography, will make a circuit of the incident and describes it to the driver. A conversation with a traffic police representative will also lead independently.
The specialist will fix all the details of the damage. Representatives of the traffic police are not engaged in the implementation. They mark the damage gained. If the road commissioner worked at the road accident, the insurer subsequently will be easier to preliminary damage assessment. The risk of refusal to provide compensation is reduced. If an independent specialist works, he can represent the interests of a citizen in court.
If the incident is a passing, Avarko will help effectively counteract fraudsters. So, the specialist will indicate a number of actions that cannot say that the accident occurred is not accidental.
There are cases when fraudsters tried to agree on the world without the use of penalties, when the driver started talking about the need to call the road commissioner.
How to act a party to the incident
Once in an accident, the driver is experiencing the strongest stress. Focus on competent crash issuance problematic. However, it is not necessary to remove from the process, even if the road commissioner for an accident was called. Experts recommend keeping everything under their control. When the first minutes after the accident passed, you need to get together with the forces and proceed to action. The feature of the incident is largely dependent on the citizen itself. Details of the happening affect the choice of the culprit of the accident and on the likelihood of receipt of the payment on the CTP. It is not worth interfere in the work of the emergency commissioner. However, you need to observe the process.
If a citizen noticed that something was missed by sight, you can point out errors or try to fix. According to the results of the work, an emergency certificate is compiled. A citizen must sign him. However, before performing actions, it is recommended to study the report. If the driver does not agree with any arguments, reasoning or descriptions, you need to specify at this moment. If the expert does not want to make adjustments, the driver has the right directly in the document to specify, with which he does not agree. You need to sign a report only after all comments or changes are made.
Who can become anvark
Anyone can get a profession. However, this will have to undergo special training. It will takes a certain level of knowledge in the insurance and jurisprudence. Additionally, you need to have information in the field of road rules. The ability to provide psychological support and first medical care is necessary. It is necessary to familiarize yourself with the rules for the design of the necessary documents.
The emergency commissioner is obliged to flawlessly navigate:
- protocol on administrative offense;
- dTP schemes;
- explanatory;
- announcement of an accident.
Additionally, you need to have information about the features of filling the papers, allowing to obtain insurance payments. It will be necessary to know the price of the market for automotive spare parts and repair work. You can go through the training of the profession at the school of emergency commissioners or in special courses. During the set, preference is given to people with legal education or previously worked in the road police.
It is not necessary to search for car units: today, almost every insurance company has its own emergency commissioners. It is presented to the client as an additional service, and their business cards are issued to customers with policies. Who and how to deceive motorists when making an accident, "AIF-Chelyabinsk" was sought.
Cars buy out the sake of payments
"Thus, the insurance claims themselves are confirmed from fraud," the lawyer on civil law and the protection of the rights of motorists Alexander Shcherbinin is arguing. - Their Commissioner leaves for an accident, inspects the car, makes a photo, is convinced that the accident was not created artificially, and draws up uncomplicated accidents with minor damage without the participation of traffic police officers. But it happens that the emergency commissioner works at once on two sides - to insurance and on himself, or for someone else. He offers a member of an accident to render him the right to pay the payment from insurance for a certain amount. The unprofessional will never calculate, what is the size of damage, how many elements will go under painting, and how much under replacement. Damage can be 100 thousand rubles, and he will be held twice less, but this money he gets cash after two to three days. From insurance compensation damage would have to wait much more. And the car owner agrees, believing that the named amount for repairs is enough. In principle, he is enough, because he goes to repair the car in any garages. And the Commissioner in reality receives a much greater amount to his pocket. Some even repurchase from the participants of the accident at a fairly low price of their cars, and then they receive from insurance payments for the damage caused to them. The higher the class of the car - the more solid payment. "
"A month ago, I got into an accident," said Chelyabinet Stanislav S. - the guy was driving in traffic jam and got a little glanced, a little scratched a bumper. I called an emergency commissioner from my insurance, he made everything and suggested that I apply to a certain so-called insured paying center to speed up the process of damage compensation. That's exactly what I did. There they conducted an independent examination for which I paid 1 thousand rubles. Damage was estimated at 25 thousand rubles. I was offered 15 of them and it was arranged for me. The money was given in two days, as soon as the certificate from the traffic police was ready. "
"I am sure that emergency commissioners and autory engaged in such matters are called" black car units "completely illustrately," the Chelyabinsk human rights activist, Avtorist Yuri Panchenko, shared his opinion. - No they are black, because they work on legal grounds. Are insurance companies we have white and fluffy? In 2005, I myself got into an accident and tried to deal with the methods of calculating damage. At that time, they existed about five and all different. What is interesting, on any of the techniques it was possible to overestimate or underestimated the amount of damage. And until 2010, there were many such cases when the insurance underestimated the amounts of payments not that twice, and ten times! There were a lot of red tires. Everything was done in order for the participants of the accident at all accepted small payments. And even well, that there was a force opposing insurers! "
Unclean on hand
In fairness it is worth noting that not all auto units and emergency commissioners work cleanly.
"There are lawyers who declare the guilty member of the accident, which will help him to prove him of his innocence and achieve the payment of damage from the insurance," says the Deputy Head of the UGIBDD Chelyabinsk Alexey Gorshkov. "The client, believing in the Almighty Autory, concludes a contract with him, pays and waiting. The same submits a complaint to the traffic police, we consider it, we understand that the decision does not change, and refuse to satisfy the complaint. Further, the lawyer goes to court. Initially knowing that it would lose this case, he demonstrates the client with rapid activities. The court does not satisfy the complaint, the participant of an accident remains with nothing. It turns out that the lawyer did his job, filed complaints. Fraud as such is not here, it is just a way to make money. Well, if the car owner legally honors court decisions on a similar accident and make a conclusion, it is worth appealing the conclusion of traffic police or not. "
Participants of the accident, who fell into the hands of unscrupulous autory and misleading, is extremely difficult to help, and most often impossible. It is important to carefully read the contract that is invited to conclude.
"Usually, in the contract for the provision of legal services, there is an item that obliges the Customer in the event of termination of the contract unilaterally to pay a penalty, and this, as a rule, serious money is from 7 to 30 thousand rubles, - ascertaining the fact director of the service of emergency commissioners Pavel Koshkin . - That is, he signed the contract and already must. Must in any case. Meanwhile, it is not always obligations imposed by an autolyrist for a citizen are legitimate, sometimes there are very absurd things. So, one day, a client turned to us, who was a culprit of an accident. A lawyer working with him entangle his brains, made him believe that he, the culprit, should. He paid for an independent examination and came to the insurance for payment. And above it, it turns out, just laughed. Although it is possible that the lawyer was simply illiterate, acted unprofessional. "
"Our employee has one task - an objective fixation of all the circumstances of the accident, continues the deputy director of the service Konstantin Koshkin. - Some believe that with the emergency commissioner you can agree and make a forgery, add damage machine at the design of an accident or to issue a non-existent accident, to find witnesses that were supposedly seen something ... many such emergency commissioners are even more understandable and preferable. At the stage of training, we warn our future employees, that by the parties of the accidents will definitely be attempts to bribe. For 12 years of the existence of the company, I remember two cases when the commissioners went to collusion with customers. In the first case, a person did not work after forty minutes, in the second, the deception was not revealed immediately, but with the same consequences. "
Methods to earn
It turns out that ways to build a business for an accident a great set.
"There are such Deltsi who buy cars, insure him, and then the car begins to fall from an accident accident," says Shcherbinin. - The owner is the same and the case receives insurance compensation. Actually, it lives. Some damage, like make-up of the actor, are artificially applied, scratches are pasted, cracks. Sometimes the owners of the two identical cars act in collusion: they rearrange the bat elements from the car to the car, adjust accidents, go to insurance and receive insurance payments. From such fraud schemes should deliver natural reimbursement of the accomplishment of the CTP, when repairing in the auto repair shop will be proposed on new policies instead of cash payments. But I suppose, and here the Deltsie will find a way to earn. For example, a car dealership, with which an insurance contract concluded, will find additional injuries during the repair and set additional accounts to the insurer. The received additional funds will be divided between the car owner and the auto repair shop. "
Others manage to earn money on the decision of the Constitutional Court.
"Not so long ago, the Constitutional Court decided that the difference between the sum of the insurance payment and the amount that the victim of the accident should receive to fully cover the damage should pay the culprit of the accident," Yuri Panchenko explained. - The statute of limitations on such cases is three years. Some auto units find a way to get information about such incompleteness of accidents covered by accidents, come to the victims and under the contract the concessions will repurchase the right to recover the difference from the culprit. Therefore, now those who have become a culprit of an accident, forced to pay extra victims. Roughly speaking, the accident happened three years ago, the damage of the victim was estimated in two hundred thousand rubles, and the insurance paid one hundred. The autorist comes to the victim, offers him 50 thousand rubles, proposes to sign a concession agreement, and then goes to court and accumulates 100 thousand rubles in the culprit. That is, gets a profit of two hundred percent. "
Is it possible to return rights?
Some car units earn at the return of the driver's license devoid. At the same time, in the ads, they usually write that everything is done "on legal grounds". It is not no one elsewhere - at least 10 thousand rubles. Plus 1.5 thousand rubles for making a power of attorney at the notary, so that only a lawyer can do. It occupies the process of returning rights about two months. First of all, the lawyer clarifies the driver who was deprived of the right, whether he was already in the traffic police. If it was, it significantly complicates the case. If not, then the chances of returning the right is much more.
"Rights are deprived of the management of the vehicle in a state of intoxication, the refusal of medical examination, excess of speed, departure to the oncoming lane, or if disappeared from the scene of an accident, - transfers Alexei Gorshkov. "In addition, the driver who has become the perpetrators of the accident with victims is deprived of the rights. Who and how for all the listed prevenues can return the rights, and it is also on legal grounds, I do not know. I do not exclude that fraudulent schemes are used. Most likely, this is already a field for OBEP. "
"The rights can be returned if it is possible to prove that the violations were not as such, the Chelyabinsk Autour Lion Lev Voropaev comments. - Today, there are often a situation where, with a slight accident, two drivers were loved to part, one admitted his guilt, gave the second one to the cash for scratching-dents, received a receipt, and they dispersed. However, later the victim is declared in the traffic police, complains that he got into an accident, and the second participant from the accident site disappeared. The most annoying is that the receipt is not proof that the drivers settled the accident within the framework of traffic rules. It is necessary to be either europeratocol, or a document where both drivers confirm that they do not need this accident in the design of this accident, they do not have such a need. Only then an accident is considered settlement. "
In the traffic police confirmed that precedents, when the participants of the accidents are reappearing, really happen.
"It happens that people first agreed with their fault, and then changed his mind and write a complaint with us," the pots are confessed. - Then we consider the accident scheme again. And maybe suddenly an eyewitness with a video confirming the innocence of applicant. And, of course, it will be important. "
How to behave, hitting an accident?
According to the observations of Autory, after the introduction of the CTP in 2004, the participants in the accident began to behave much calmer. Everyone understands that there is an independent regulator - the law on CTP, and there are insurance companies that provide payments. Even if the conflict broke out between the participants of the accident, it is just helped by the emergency commissioner who arrived at the Ambassador.
"Yes, it happens that the Commissioner draws up an accident incorrectly, going on with one of the participants and clearly protecting his interests," confirms Lev Voropaev. "I know the case when acting in collusion with a familiar commissar, the car owner who provoked an accident, managed to remove the guilt with myself, asking her innocent. If you understand that you are not guilty of you and that the second participant in an accident with the emergency commissioner is trying to "substitute" you, call the police officers. Take measures to thoroughly fix the accident, write the phones of witnesses, look for eyewitnesses with DVRs. If you do not do this in place, then it will be extremely difficult or impossible at all. Hit in an accident - get ready to spend time! "
It's easy to say, but for most car owners, an accident is a huge stress. What to do, hitting in an accident? How to behave?
"First of all, it is necessary to calm down and take the situation that has already happened, Alexander Shcherbinin advises. - Then, even if everything is obvious, you need to fix all the circumstances and the consequences of what happened. And do not rush to chain anyone's right to demand insurance payments or sell cars. It is better to consult with knowledgeable people and make a decision for two or three days in a relaxed atmosphere. Maybe it is better to wait a bit and get two times more than agreed to the proposal of deceivers and get only a small tolik of what is due to right. Turning for help to anyone neither, do not lose vigilance. Be extremely careful when signing any documents. "