The Maternal Capital of 2019 is one of the painful issues for large families who plan to add in the family.
Consultation Documents
Cancel maternal
Maternal capital is a certain amount allocated by the Government from the federal budget to families with two or more children for:
- improvements in housing conditions;
- ensuring the education of the child;
- formation of the cumulative pension mom.
The Matkapital program started from 2007, the purpose of which was to improve the demographic situation of the country, strengthening the institution of the family. The initial amount was 250,000 rubles. Every year the amount was indexed and in 2016 reached 453,026 rubles. Also look and where the best.
The table provides changes in the amount of maternal capital from 2010 to 2016 inclusive.
| Year | Indexing coefficient | Amount / percentage |
| 2011 | 1,1 | 343 378 / + 10 |
| 2012 | 1,065 | 365 698 / + 6,5 |
| 2013 | 1,06 | 387 640 / + 6 |
| 2014 | 1,055 | 408 960 / + 5,5 |
| 2015 | 1,05 | 429 408 / + 5 |
| 2016 | 1,055 | 453 026 / + 5,5 |
| 2017 | 1,0 | 453 026 / + 0 |
As can be seen from the table, in 2017 the amount was not indexed due to the budget deficit associated with the fall in oil prices.
If part of the money was spent, indexing is subject to the remaining amount.
Rules for issuing Mathaipal
The amount of the program is provided by the mother or father after the emergence of the second or third child in the family.
The amount is not cashed, but is stored in the accounts of the Pension Fund of Russia. From the Department of the Pension Fund at the place of registration, parents are issued a special certificate, to use which is possible only after three years.
Matkapital is not used to buy a car or repay credit debt. It is not stored on deposit accounts. Maternal capital is not subject to tax.
Applying an application to the Pension Fund to receive a certificate is possible and several years after the birth of the Second Baby. The amount will not be impaired due to the annual indexation, unless, of course, the situation of 2016 will not occur.
Despite the fact that the design of the right to receive maternal capital is not limited to certain terms, it is still better to do this as early as possible. If after the birth of the second child, there was no statement, and in the family appeared (born / adopted) the third child, then in the application you need to specify, on which child is made up by Matratipital. 
In fact, in the pension fund they will require registration on the third child, so that his rights are not infrigious (the amount issued by the fact is family capital).
Further development of the program
After the 2020, the fate of maternal capital should have changed - the introduction of restrictions was planned: the certificate was planned to produce only low-income families with an average and low income, as they really need this amount.
With the progress of the program, since 2020, the birth certificates (adoption) of the second child will be canceled. They will be issued only to women who born the third or subsequent baby until December 31, 20026, also to women or men who adopted the third or subsequent child during this period.
However, there are fresh news: according to the Federal Law No. 433-ФЗ dated 12/30/2017, changes were made to Article 13 of the Federal Law N 256-FZ, and the Maternal Capital Program was extended until December 31, 200. After this family term, Where appeared (were adopted) the second or subsequent children will not receive financial assistance under this program.
When graduating from the family until the end of December 2020, certificates will be decorated in 2020 after the submission of relevant documents with the pension fund.
According to preliminary data, the maternity capital of 2020 will be 480 208 rubles. With an indexation of 6%, in 2020 the amount of the amount will increase to 506,619 rubles. With indexation 5.5%. Indexing is possible if Russia avoid the crisis of the economy. Otherwise, the amount will not be indexed, or increases for symbolic importance.
The causes of the cancellation of the program are:
- the budget deficit of the Russian Pension Fund of Russia, allocating most of the funds for the program, as a result of this, some analysts have expressed an opinion on the feasibility of suspending the issuance of certificates, as a result of which the solvency of government agencies will be restored;
- the increased number of fraudulent manipulations in order to obtain social benefits to be fraudulent, to protect state structures from illegal methodologies for maternal capital, the development of a reliable mechanism for effective and timely detection of fraud is necessary;
- restrictions on the expenditure options received - Matkapital is not intended for the treatment, acquiring expensive drugs or medical devices for children with severe diseases, which causes discontent of the recipients of the certificate.
Supporters of the abolition of the law of maternal capital from 2020 are the Ministry of Finance and the Ministry of Health of the Russian Federation, whose officials refer to the ineffectiveness of certificates and advocate the cancellation of the program at the end of its term.
As a result, the cancellation of the program is possible:
- savings of the federal budget over 100 billion rubles;
- an increase in existing children's benefits;
- an increase in compensation for visiting children's preschool institutions;
- the introduction of new additional methods for stimulating the growth of fertility;
- increase the list of social assistance to multi-fashioned and poor families.
New bill
In 2014, the State Duma for consideration proposed a new bill, providing for the extension of the maternal capital program after 2016 for another 10 years with some changes. 
The bill was stipulated that the extension of the program is possible.
- When finding sufficient funds. At the same time, the amount of the amount will increase to one and a half million rubles, which will be issued after the birth or adoption of the Third Baby. A list of directions may also be enlarged for which the funds provided may be used, and the amount of maternal capital is indexed according to the level of inflation.
- After making some amendments. The help is only needy families with an average or low income. Monthly children's benefits will also first be issued to needy families, up to the achievement of three-year-old children.
However, the draft law was rejected for several reasons:
- infringement of the rights of families who gave birth to / adopted a third child after January 1, 2020;
- the impossibility of indexing is 1.5 million rubles - by 2026 the money will be completely impaired.
Target group The bill met is optimistic, but after deviation in society, stormy disputes do not subscribe. No one against state support for large families, but their dependent position is condemned by many.
From the state to families with children, was adopted at the end of 2006 and entered into force on January 1, 2007. According to this regulatory act, the right to receive a certificate for maternity capital receive families in which after January 1, 2007 appeared (he was born or adopted) the second and every subsequent child.
For 10 years of social assistance program, many aspects of legislation relating to the size of the mat. Capital and opportunities for its use, have undergone a number of changes at the legislative level. So the amount of the cost of the certificate increased by almost twice, thanks to the annual indexation in accordance with the level of inflation in the country. Repeatedly for consideration by the Government of the Russian Federation, proposals were put forward to expand the action of the Maternal Capital program to families with 1 child.
Will the opportunity to get mat. Capital on the first child in 2017
For the first time, the draft law on the withdrawal of restrictions on the number of children in the family was submitted to the State Duma in 2012. This initiative from deputies was based on the dissatisfaction of parents, whose family was brought up only one child. Many of them considered unfair the fact that the birth / adoption of only the second child and subsequent children gives the right to the family to take advantage of the state. After prolonged debates in the Duma, the project was rejected.
In the press and public discussions, rumors were spread that this issue will be reappeared in 2017 and the parents of the only children will also be able to receive however, the disappointment of citizens who plan to have one child or expect the birth of the firstborn, this bill has not even been submitted to soon.
How do state bodies explain this position? In this question, it is important to allocate several defining factors:
- The Maternal Capital program was initially initiated by the President of the Russian Federation and was supported by the government with a certain goal - to create motivation for the birth and adoption of children, not limited to one child. That is why material support was designed in the form of maternal capital, which can be used only by target areas for the benefit of the family and children. If parents receive a certificate and first child, then the main meaning of the project will be completely lost.
- In modern life, very many women give a lot of time and forces to build careers, which in the presence of two or more children is very problematic. Government bodies intend to increase the status of mothers with two or more children, to provide them with the opportunity to get some benefits that they lose due to maternity leave and the need to care for young children. Maternal capital is intended to compensate for a woman who are connected with a long separation from work.
Thus, it can be concluded - to increase fertility in the country and demographic growth, it is more logical to leave a program to help families with children on previously established conditions.
Important: One of the important and significant factors for which the issue of providing maternal capital for 1 child will not be considered in the near future, the economic factor acts. The budget is not enough tools even for indexing the amount of the certificate on the mat. Capital, so a moratorium is currently imposed on the increase in most social payments.
What categories of payments and benefits can count parents
It is worth noting that 10 years ago, when a bill on maternal capital only entered into force, social payments and benefits to parents of young children were much lower. In 2017, Mom Firstborn can count on such types of state aid:
- Pregnancy benefits, which is paid from the State Budget Budget - Social Insurance Fund of the Russian Federation (FSS).
- Monthly childcare allowance to one and a half and three years old.
These types of payments in importance and size are of course incomparable with the possibilities and volume of maternal capital, but in addition to them, parents of young children have some more benefits. As statistics show, the certificate for maternity capital is mostly used to improve housing conditions. This direction is leading with a large margin from other targeted appointments (payment for children's education, the formation of an additional storage pension of the mother).
Parents who have in the care of a small child are legally provided by mortgage loans and loans:
- Delay before the execution of the child is 3 years old when both parents will be able to fully earn;
- Reduction of the interest rate of the loan to 10%;
- Preferential conditions for making a first installment, a decrease in up to 10% of the total amount;
- The possibility of early repayment of a mortgage loan without imposing penalties from the Bank.
In addition, if a second child appears in the family, earlier, the mortgage can be paid off by means of maternal capital. At the same time, it is not necessary to wait for the three-year-old age of the second kid, with the birth or adoption of which the family gained the right to the mat. capital. This means that immediately after the emergence of the second child in the family, the mother may receive a certificate and write a statement in the FIU to order maternity capital to the payment of the mortgage.
Maternal capital is good material support for many Russian families. Payments put on this program have already received thousands of young mothers, and most citizens believe that such a wonderful initiative needs to be extended in the future.
Consider more in more detail, whether the maternity capital will be paid in 2019, what changes to it will happen and have the latest news about the fate of this program.
What is this payment?
Family capital is a way to financial support for families with more than one child. Money can be obtained at the birth or adoption of the 2nd or subsequent kid, but they are only paid once.
Photos:
Contented what documents need
a family
Also, a prerequisite for obtaining monetary support is the availability of Russian citizenship from the mother and child. This is not an ordinary allowance, but a certificate for a specific amount that can be spent three years later on strictly certain family needs. The amount of the certificate changes annually, due to which many are interested in how much maternity capital is now and whether it will be paid in 2019.
Since the decision on the indexation is not yet taken, then say how much capital in 2019, and call its size and exact amount, so far it is not possible. It may remain the same as now, but also addresses options for increasing.
How did the social program developed?
This program is implemented from January 1, 2007. For the first time they spoke about it in 2006, when the President of the Russian Federation proposed to improve the demographic situation in this way. To avoid misuse of funds, the government has introduced restrictions, in which parents can spend the money received.
You can spend the amount on improving and purchase of housing, education for a child or use it for the pension savings of the child's mother. Initially, the law meant the use of money only after the child turns three years, but over the past few years, changes have been made, according to which they can be spent before, for example, to repay the loan or to pay the initial contribution of the mortgage. 
The social program to support families with children was originally developed for a period of January 31, 2016, but in December 2015 it was urgently extended for 2019 and 2020.
Initially, the amount of this allowance was 250,000 rubles, now it has grown to 456026 rubles. The decision to increase the maternal capital in 2019 is not accepted, and how much will amount to its amount so far is unknown.
A special advice under government has now been established, which is solved about the fate of maternal capital after 2019 -2020. At the same time, the country's leadership believes that there are all prerequisites for the action of this project in the future perspective and is trying to solve the issue of the most optimal way.
Certificate amount for material support
As you know at the moment, the maternity capital in 2019 will be for the birth of 2 children at least 453,026 rubles. This amount is constant and does not depend on the number of children. Payment can also be received at birth 3 or subsequent children, but only if it was not done earlier. Family Capital Every specific family can only get once!
Different subjects of the Russian Federation imply the action of local programs to support the financial situation of families, and at the local level, often there are various payments for the third, fourth and subsequent children. The size of such regional family capital is established for each specific area and is not regulated at the federal level.
Since 2019, it is possible to increase the amount of benefits with the growth of actual inflation in the country. If the maternity capital is indexed, then by 2019 it will be about 492 thousand rubles.
Latest news about paying
The bill on family capital is regularly subjected to some adjustments, due to changes in the situation in the country and the needs of citizens. 
For example, in 2017 it became possible to cash out part of the funds, the size of twenty thousand rubles. At the moment, the possibility of re-obtaining this amount in 2016 is considered.
The most important change in the legislation was the extension of the program for two additional years, thus, becoming more than about one and a half million families will be able to become participants in the program.
The most recent important change in the program has become a new direction of consumption of funds. Since first of January 2017, money can be spent on adapting children with disabilities. The manual can be used for social adaptation, treatment and rehabilitation of children, while it is possible to use it for the needs of any kid from the family.
When monetary help is not paid?
There are a number of cases when the family can be denied a certificate for this manual. Maternal Capital of 2019 may not be paid in several cases.
- The applicant for receiving parental rights is deprived.
- The applicant committed an intentional crime against the child.
- The child is in the care of the state.
- Mother or child has Russian citizenship.
- The applicant pointed out obviously false information about the date or order of birth of children.
As indicated on the website of the Pension Fund, mother or father who was denied paid, can appeal this decision in court.
Cancel program
Many young families who plan to make children in the next few years, are interested in the issue whether the mother capital will be canceled for the second child in 2019, and what prospects for this program.
Family capital's action in 2019 will not be canceled, and this issue has already been resolved at the legislative level. But about the longer term to speak early. Officially, this program is provided for only until the end of 2019, therefore, if the government does not accept a new law, payments for the second child will not receive parents.
The reasons for the possible cancellation of payments may be the following factors:
- lack of budget funds of the country's pension fund;
- a large number of fraudulent schemes for illegal money receipt;
- complex legal norms for paying a payment;
- restrictions on cash spending options.
Calling similar reasons for the abolition of the program, the government does not exclude the introduction of a new bill, which will extend the financial support of families with children, while without any difficulties that are now. 
Indexing amount of payout
For ten years, the amount of payments constantly changed as follows:
| Year | Amount, rub |
| 2007 | 250000 |
| 2008 | 276250 |
| 2009 | 312162 |
| 2010 | 343378 |
| 2011 | 365698 |
| 2012 | 387640 |
| 2013 | 408960 |
| 2014 | 429408 |
| 2015-2017 | 443026 |
| 2019-2020 | 453026 |
Since the decision to indexing family capital has not yet been accepted, its exact amount in 2019 has not yet been established, but, most likely, it will be from 254 to 492 thousand rubles.
The amount of maternal capital in 2019-2020
Since 2007, in the territory of the Russian Federation, the Maternal Capital program has been operating, designed to provide additional support to families with children. Its validity period was initially 10 years, that is, from early 2007 until the end of 2016, but later the program was extended until December 31, 2018, and later until 31.12.2021.
It is about providing a one-time state subsidy, which is designed to provide families with children, improving their financial situation. By 2019, this program has already taken advantage of about 9 million families, in which since the beginning of 2007, 2 (and the next) child was born or was adopted. Use the funds provided for by the program, the family can only after the kid will be 3 years old. Spending them only for certain purposes, namely:
- on the formation of children;
- mother's retirement support (adoptive parents);
- improving housing conditions: Including the family has the right to repay a mortgage loan using MK, use it as an initial contribution to the mortgage, as well as the purchase (construction) of an apartment or at home;
- acquisition of goods and payment for services intended for the social adaptation of children with disabilities.
At the same time, in most cases, the possibility of using family capital arises immediately after birth (adoption) of the second (subsequent) child. For example, you can spend the MC to repay the housing loan or payment of the initial contribution, etc. The coma of that state support is not subject to tax on personal income tax.
Indexation of maternal capital in 2019-2020
The amount of maternal capital, according to the program, is subject to annual indexation in accordance with the level of price and inflation, and the first indexation was carried out regularly.
So, initially the size of the maternal capital was 250,000 rubles., In 2014, as a result of the indexation, the amount reached 429,408 rubles, and in 2015 it increased again to 453 026 rubles. The relatively low indexing coefficient is due to objective reasons, primarily an economic downturn. In particular, during 2015-2016 there is a long-term decline in the budget revenues of the Federation, which led to a decrease in the purchasing power of maternal capital.
Since 2016, the indexation of maternal capital has been suspended until 2020.
How many maternity capital is now?
Compared to the previous year, the size of maternal capital did not increase. That is, the maternity capital in 2019 is 453,026 rubles.
By the way, for all the time of this program, family capital size rose by more than 200,000 rubles.
Certificate for maternity capital 2019-2020
To obtain a certificate for the maternity capital of the family, in which the second (subsequent) child was born, or adopted it should contact the FIU (Pension Fund of Russia) (for details, see: What documents are needed for maternity capital (list for registration)?). At the moment, we are talking about the possibility of obtaining the Matkapali until 31.12.2021, but this does not mean that in 2022 the certificate will cease to effect. This is not the case: the threshold is installed only for the period associated with the birth (adoption) of the second and subsequent children on which the possibility of obtaining a certificate and its use will be distributed.
Do not know your rights?
The current legislation of the Russian Federation does not indicate any temporary restrictions, so that the certificate will have to collect and transfer the appropriate package of documents to the FIU at the place of residence, and this is possible to do this until the child is executed (born or adopted in the previously agreed period) 23 years . Together with the documents, a statement is also applied to which a monthly period is assigned.
Maternal Capital News 2019-2020
Many concerns the question of whether there will continue to extend the timing of the maternal capital program? While it is proposed to extend it until 2026, but the final decision has not yet been accepted. Opinions on this occasion are expressed by various, this initiative has both supporters and opponents. The first refer to a significant improvement in the demographic situation in the country for the last 10th anniversary, the second is called for the economy regime in the difficult economic situation, which has developed today in Russia.
There is also a third party, which offers a compromise option, which consists in the proposal to limit the number of recipients of such state support, leaving only those families whose incomes are not reaching up to an average level. Currently, the compromise on this issue is not achieved.
For all the time of its existence, the Maternal Capital program has undergone many changes. Among the most significant should be noted the expansion of the uses of funds: from 01/01/2016 Matkapital can be sent to the purchase of goods and payment for services intended for the social adaptation of disabled children.
In terms of a fundamental increase in the size of maternal capital, no change is foreseen. At the end of 2015, the draft law was proposed for consideration, the essence of which was to increase the size of the maternal capital of 2015-2016 and the following years to 1.5 million rubles. For families who gave birth or adopted the third child. However, the initiative was not approved. By the way, in September 2014, the Ministry of Economic Development raised the issue of optimizing budget expenditures 2015, 2016 and 2017, and a proposal was made regarding the termination of the Maternal Capital Program. In this case, savings per year could be up to 300 billion rubles. But the support in the government did not find this proposal, as a result, these funds are laid in full.